Travel Insurance

Travel Insurance

Protect your Dominican Republic vacation with comprehensive travel insurance coverage

Travel Smart

Why Travel Insurance Matters

While the Dominican Republic is a safe and welcoming destination, unexpected events can happen anywhere. Travel insurance gives you peace of mind so you can focus on enjoying your vacation.

Key Reasons to Get Insured

  • Healthcare in the DR can be expensive for foreigners — a simple ER visit can cost $500–$2,000 USD
  • Medical evacuation flights from the Caribbean can cost $25,000–$100,000 without insurance
  • Hurricane season (June–November) increases the risk of trip disruptions and cancellations
  • Adventure activities like zip-lining, ATV riding, and water sports carry inherent risks
  • Lost luggage on connecting flights is more common than you'd think
  • The Dominican Republic does not have a universal healthcare system for tourists

What's Covered

Comprehensive travel insurance for the Dominican Republic typically includes the following protections.

Essential
🏥

Medical Emergencies

Coverage for hospital visits, doctor consultations, emergency surgery, and prescription medications. Most plans cover $50,000–$250,000 in medical expenses.

Essential
✈️

Trip Cancellation

Reimbursement for non-refundable trip costs if you need to cancel due to illness, family emergency, natural disaster, or airline bankruptcy.

🧳

Lost or Delayed Baggage

Compensation for lost, stolen, or delayed luggage. Typically covers up to $1,500–$3,000 for lost bags and $200–$500 for delayed baggage essentials.

Essential
🚁

Emergency Evacuation

Covers the cost of emergency medical evacuation to the nearest adequate medical facility or back to your home country. Can be worth $50,000–$100,000+.

Travel Delays

Reimbursement for meals, accommodation, and essentials if your flight is significantly delayed (usually 6+ hours). Typically $100–$200 per day.

📞

24/7 Assistance

Round-the-clock emergency assistance hotline with multilingual support. Help with finding hospitals, arranging transportation, and coordinating care.

Compare Plans

Insurance Plan Comparison

Basic
$30–50
per trip
  • Medical coverage up to $50,000
  • Trip cancellation up to $5,000
  • Baggage loss up to $1,000
  • Emergency evacuation
  • Adventure sports coverage
  • Cancel for any reason
Best for: Short trips with low risk
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Premium
$150–300
per trip
  • Medical coverage up to $250,000
  • Trip cancellation — full cost
  • Baggage loss up to $3,000
  • Emergency evacuation unlimited
  • Adventure sports coverage
  • Cancel for any reason (75%)
Best for: Luxury trips & maximum peace of mind
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